:root{
  --navy:#0d2545;
  --blue:#1f5fae;
  --sky:#eaf3ff;
  --ink:#142033;
  --muted:#64748b;
  --white:#ffffff;
  --line:#dbe4ef;
  --green:#18a957;
  --radius:18px;
  --shadow:0 18px 50px rgba(13,37,69,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{text-decoration:none;color:inherit}
.container{width:min(1120px,92%);margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid rgba(219,228,239,.8)}
.nav-wrap{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:800}
.brand strong,.brand small{display:block}
.brand small{font-size:.72rem;color:var(--muted)}
.nav-menu{display:flex;align-items:center;gap:22px;font-size:.92rem;font-weight:600}
.nav-toggle{display:none;border:0;background:none;font-size:1.6rem}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:#fff;padding:14px 22px;border-radius:12px;font-weight:700;border:1px solid var(--blue);cursor:pointer}
.btn:hover{transform:translateY(-1px)}
.btn-small{padding:10px 15px}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline.dark{border-color:var(--navy);color:var(--navy)}
.btn-full{width:100%}
.hero{background:linear-gradient(135deg,#f6f9fe 0%,#e9f3ff 100%);padding:88px 0}
.hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:52px;align-items:center}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.12em;font-size:.75rem;font-weight:800;color:var(--blue);margin-bottom:14px}
.eyebrow.light{color:#cfe4ff}
h1,h2,h3{line-height:1.15;margin-top:0}
h1{font-size:clamp(2.5rem,6vw,4.6rem);letter-spacing:-.045em;margin-bottom:22px}
h2{font-size:clamp(2rem,4vw,3rem);letter-spacing:-.035em}
.hero-copy>p{font-size:1.15rem;color:var(--muted);max-width:720px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0 24px}
.trust-row{display:flex;gap:18px;flex-wrap:wrap;color:var(--navy);font-size:.9rem;font-weight:600}
.hero-card{background:#fff;border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);border:1px solid rgba(219,228,239,.8)}
.card-kicker{color:var(--blue);font-weight:700;text-transform:uppercase;font-size:.76rem;letter-spacing:.1em}
.hero-card h2{margin-bottom:4px}
.hero-card ul{padding-left:20px;color:var(--muted)}
.license{display:inline-block;margin:14px 0;padding:8px 12px;border-radius:8px;background:var(--sky);font-weight:800;color:var(--navy)}
.text-link{color:var(--blue);font-weight:700}
.section{padding:88px 0}
.section-soft{background:#f7f9fc}
.section-heading{max-width:720px;margin-bottom:40px}
.section-heading p{color:var(--muted)}
.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.service-card{padding:28px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:.2s}
.service-card:hover{box-shadow:var(--shadow);transform:translateY(-4px)}
.icon{font-size:1.8rem;margin-bottom:14px}
.service-card p{color:var(--muted)}
.two-column{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.two-column p{color:var(--muted)}
.benefits-list{display:grid;gap:18px}
.benefits-list>div{display:grid;grid-template-columns:54px 1fr;gap:16px;padding:20px;background:#fff;border-radius:14px;border:1px solid var(--line)}
.benefits-list strong{font-size:1.2rem;color:var(--blue)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{padding:26px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}
.step>span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:20px}
.step p{color:var(--muted)}
.quote-section{background:var(--navy);color:#fff}
.quote-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.quote-copy p{color:#d6e1ef}
.contact-details{display:grid;gap:10px;margin-top:28px;font-weight:700}
.quote-form{background:#fff;color:var(--ink);padding:30px;border-radius:var(--radius);display:grid;gap:16px}
.quote-form label{font-size:.9rem;font-weight:700}
.quote-form input,.quote-form select,.quote-form textarea{width:100%;margin-top:8px;padding:13px 14px;border:1px solid var(--line);border-radius:10px;font:inherit}
.checkbox{display:flex;gap:10px;align-items:flex-start;font-weight:500!important}
.checkbox input{width:auto;margin-top:4px}
.contact-card{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:38px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}
.contact-actions{display:flex;gap:12px;flex-wrap:wrap}
.footer{background:#07182d;color:#fff;padding:46px 0 28px}
.footer-row{display:flex;justify-content:space-between;gap:30px}
.footer p{margin:4px 0;color:#bfd0e4}
.legal{margin-top:24px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:.8rem}
.floating-whatsapp{position:fixed;right:22px;bottom:22px;width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font-weight:800;box-shadow:0 12px 30px rgba(0,0,0,.22);z-index:30}
@media(max-width:900px){
  .nav-toggle{display:block}
  .nav-menu{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;border-bottom:1px solid var(--line)}
  .nav-menu.open{display:flex}
  .hero-grid,.two-column,.quote-grid{grid-template-columns:1fr}
  .cards-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:620px){
  .hero,.section{padding:64px 0}
  .cards-grid,.steps{grid-template-columns:1fr}
  .contact-card,.footer-row{flex-direction:column;align-items:flex-start}
  .hero-actions,.contact-actions{width:100%}
  .hero-actions .btn,.contact-actions .btn{width:100%}
}


.profile-photo{
  width:100%;
  max-width:280px;
  display:block;
  margin:0 auto 22px;
  border-radius:20px;
  box-shadow:0 18px 40px rgba(13,37,69,.16);
  border:1px solid rgba(219,228,239,.9);
}

.insurers-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
}

.insurer-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:26px 22px;
  text-align:center;
  box-shadow:0 10px 25px rgba(13,37,69,.05);
}

.insurer-card h3{
  margin:16px 0 0;
  font-size:1rem;
  color:var(--ink);
}

.logo-badge{
  height:84px;
  border-radius:16px;
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:800;
  letter-spacing:.08em;
  font-size:1.45rem;
  border:1px solid var(--line);
}

.logo-badge.assa{
  background:linear-gradient(135deg,#0a7aa6,#1f5fae);
  color:#fff;
}
.logo-badge.ins{
  background:linear-gradient(135deg,#0d2545,#244b80);
  color:#fff;
}
.logo-badge.mnk{
  background:linear-gradient(135deg,#e9eef8,#d9e3f2);
  color:#24364f;
}
.logo-badge.bmi{
  background:linear-gradient(135deg,#ffffff,#edf4ff);
  color:#1f5fae;
}
.logo-badge.lafise{
  background:linear-gradient(135deg,#d31c2c,#ee5663);
  color:#fff;
}
.logo-badge.qualitas{
  background:linear-gradient(135deg,#ffffff,#fff2f3);
  color:#db2739;
}
.logo-badge.adisa{
  background:linear-gradient(135deg,#effaf2,#d6f4de);
  color:#118447;
}
.logo-badge.mapfre{
  background:linear-gradient(135deg,#d5272b,#ef5659);
  color:#fff;
}
.logo-badge.sm{
  background:linear-gradient(135deg,#ffffff,#eef2f8);
  color:#44556f;
}

@media(max-width:900px){
  .insurers-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:620px){
  .insurers-grid{grid-template-columns:1fr}
}


.profile-photo{
  width:100%;
  max-width:260px;
  display:block;
  margin:0 auto 22px;
  border-radius:20px;
  box-shadow:0 18px 40px rgba(13,37,69,.16);
  border:1px solid rgba(219,228,239,.9);
}
.essential-wrap{
  margin:0 auto 16px;
  width:100%;
  max-width:280px;
  background:#fff;
  border-radius:16px;
  border:1px solid var(--line);
  padding:14px;
  box-shadow:0 8px 20px rgba(13,37,69,.06);
}
.essential-logo{
  width:100%;
  display:block;
  object-fit:contain;
}
.insurers-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
}
.official-logos .insurer-card{
  display:flex;
  flex-direction:column;
  justify-content:center;
  align-items:center;
  gap:14px;
  min-height:220px;
  padding:24px 18px;
}
.official-logos .insurer-card img{
  width:100%;
  max-width:220px;
  max-height:90px;
  object-fit:contain;
  display:block;
}
.placeholder-card{
  background:linear-gradient(135deg,#f7f9fc,#eef3f8);
}
.placeholder-logo{
  width:100%;
  max-width:220px;
  min-height:90px;
  display:grid;
  place-items:center;
  border:2px dashed #9cb1c9;
  border-radius:14px;
  color:#46607f;
  font-weight:800;
  letter-spacing:.08em;
  background:#fff;
}
.placeholder-card p{
  margin:0;
  font-size:.88rem;
  color:var(--muted);
  text-align:center;
}

/* Service cards with professional background images */
.service-card{
  position:relative;
  min-height:320px;
  overflow:hidden;
  padding:0;
  border:0;
  background-size:cover;
  background-position:center;
  box-shadow:var(--shadow);
}
.service-card:hover{
  box-shadow:var(--shadow);
  transform:translateY(-4px);
}
.service-card .service-overlay{
  position:absolute;
  inset:0;
  background:linear-gradient(180deg, rgba(6,18,35,.18) 0%, rgba(6,18,35,.55) 46%, rgba(6,18,35,.84) 100%);
}
.service-card .service-content{
  position:relative;
  z-index:2;
  height:100%;
  padding:28px;
  display:flex;
  flex-direction:column;
  justify-content:flex-end;
}
.service-card h3,
.service-card p{
  color:#fff;
}
.service-card p{
  color:rgba(255,255,255,.92);
}
.service-card .icon{
  width:48px;
  height:48px;
  border-radius:14px;
  display:grid;
  place-items:center;
  background:rgba(255,255,255,.16);
  backdrop-filter:blur(6px);
  color:#fff;
  font-size:1.4rem;
  margin-bottom:18px;
}
.service-auto{background-image:url('assets/bg-auto.png');}
.service-vida{background-image:url('assets/bg-vida.png');}
.service-salud{background-image:url('assets/bg-salud.png');}
.service-vivienda{background-image:url('assets/bg-vivienda.png');}
.service-incendio{background-image:url('assets/bg-incendio.png');}
.service-empresarial{background-image:url('assets/bg-empresarial.png');}

@media(max-width:900px){
  .insurers-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:620px){
  .insurers-grid{grid-template-columns:1fr}
}


.essential-link{
  display:block;
  transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.essential-link:hover,
.essential-link:focus-visible{
  transform:translateY(-2px);
  box-shadow:0 12px 28px rgba(13,37,69,.14);
  border-color:#8fb2dc;
  outline:none;
}